Applying won't affect your personal credit score (516) 204-1741 ·  Mon–Fri, 9 AM–6 PM EST
Have an offer?We'll beat it on amount, rate or term →

Up to $2M in working capital, funded in under 24 hours.

Transparent terms, no prepayment penalties and a one-page application. See what you qualify for in minutes without touching your personal credit.

Pre-qualify in minutes. Applying won't affect your personal credit.
No impact on personal credit No prepayment penalties BBB Accredited

Quick funding estimate

Example
Average monthly revenue $60,000
Term12 months
PaymentsDaily
Likely funding range$48,000 – $93,000
Run my numbers

Estimates are for planning only, not an offer to fund.
Ready now? Apply Now →

$500M+funded to small businesses
6,000+businesses funded
6+ yearsserving businesses from Melville, NY
<24 hrsfrom approval to funding
How it works

Funded in three simple steps

1

Tell us about your business

Answer a few quick questions. It takes minutes and won't touch your personal credit.

2

Choose your offer

Compare your options and pick the amount and terms that fit your needs best.

3

Get funded

Get approved and receive capital in your account within 24 hours.

What you need to apply

Just three things. No tax returns up front.

Most lenders ask for a stack of paperwork. We keep it simple.

  • Your last 4 months of business bank statements
  • A driver's license
  • A voided business check

Have a business tax return handy? You can upload it, but it's not required to get started.

Start My Application
Beat My Offer

Already have an offer? Let us beat it.

Send us the offer you have from another funder. We'll aim to beat it on at least two of three:

  • A higher funding amount
  • A better rate
  • A longer term
Beat My Offer
Why Milestone

Turned down by a bank? We look at the whole picture.

Traditional banks are slow and strict. We look beyond your credit score at your monthly revenue, time in business, financial health and existing obligations.

Industries hit hard lately, like trucking, construction and restaurants, are exactly who we're here for.

Fair, transparent termsNo hidden fees.

No effect on personal creditCheck your options without a hit to your score.

Fixed payments that build business creditPredictable, low payments you can plan around.

No prepayment fees or penaltiesPay early whenever you're ready.

Loan options

The right funding for where your business is today

Need cash fast? Start with working capital. Established business looking for a longer term or a lower rate? We can help with that too.

Fastest

Working Capital

Flexible funding based on your revenue, not just your credit score.

  • Up to $2,000,000
  • Funded in under 24 hours
  • Terms up to 36 months
  • No prepayment penalties
Apply Now
For established businesses

Term Loans & Lines of Credit

Longer repayment terms, or a revolving line you can draw from whenever you need it.

  • Term loans for larger investments
  • Credit lines for ongoing cash needs
  • Best for businesses with strong credit and steady revenue
Apply Now
Lowest rates

SBA Loans

Government-backed loans with some of the longest terms and lowest rates available.

  • For expansion, real estate, equipment or refinancing
  • Long repayment terms keep payments low
  • Takes longer to close than working capital
Apply Now

Term loans, lines of credit and SBA loans are offered through our lending partners. Approval, rates and terms are set by the lender.

How businesses use Milestone

What funding can look like for your business

Example scenarios based on the kinds of businesses we fund every week. Your amount and terms depend on your revenue and history.

TruckingExample

A carrier keeps its trucks on the road

A small fleet owner needs repairs and fuel money while waiting on 60-day broker payments. Working capital covers the gap so loads keep moving.

Example: $75,000Repairs, fuel & payroll
See what you qualify for
RestaurantsExample

A restaurant opens a second location

A busy restaurant with steady card sales wants to build out a new space before the busy season. Funding covers equipment and the first months of rent.

Example: $150,000Build-out & equipment
See what you qualify for
ConstructionExample

A contractor takes on a bigger job

A contractor lands a large commercial project that needs materials and crew paid up front. Working capital bridges the time until the first draw comes in.

Example: $250,000Materials & labor
See what you qualify for

Scenarios are illustrative examples, not actual clients or guaranteed results.

Use it your way

Capital for whatever your business needs next

Working capitalExpansionEquipmentInventoryPayroll & operating costsMarketingRenovationsCash flowRefinancing existing debt

Know your numbers before you apply

See your likely funding range, payment, total payback and cost of capital in about a minute. Terms up to 36 months.

Try the Funding Calculator

Ready to fuel your next milestone?

Pre-qualify in minutes with no impact on your personal credit, or talk to our team at (516) 204-1741.

Milestone Capital Funding makes business loans fast and easy so that you can focus on what matters most to your business.

BBB Accredited Business

Contact

(516) 204-1741 Mon–Fri, 9 AM–6 PM EST 560 Broadhollow Rd, STE 310
Melville, NY 11747