Terms and Conditions

Last Updated: September 3, 2026

Welcome to Milestone Capital Funding.

These Terms and Conditions (“Terms”) govern your access to and use of the Milestone Capital Funding website, including any pages, applications, forms, portals, features, communications, and services made available through or in connection with the website (collectively, the “Services”).

Throughout these Terms, “Milestone Capital Funding,” “Milestone,” “we,” “us,” and “our” refer to Milestone Capital Funding. “You” and “your” refer to any individual or business accessing or using the Services.

By accessing our website, submitting an inquiry or application, providing information to us, or otherwise using our Services, you acknowledge that you have read, understood, and agree to these Terms and our Privacy Policy.

If you do not agree with these Terms, you should not use the Services.

I. ELIGIBILITY

You must be at least 18 years old and legally capable of entering into binding agreements to use our Services.

If you access or use the Services on behalf of a business or other entity, you represent that you have the authority to act on behalf of that business or entity and to provide the information submitted through the Services.

II. BUSINESS FINANCING SERVICES

Milestone Capital Funding provides access to commercial financing products and related services for businesses.

Depending on your qualifications, needs, and the products available at the time of your application, financing options may include, but are not limited to:

  • Business financing

  • Working capital

  • Business term financing

  • Lines of credit

  • Revenue-based financing

  • Equipment financing

  • Accounts receivable financing or factoring

  • SBA-related financing programs

  • Consolidation or refinancing programs

  • Other commercial financing products or services

Products, structures, terms, amounts, rates, fees, repayment schedules, and eligibility requirements vary.

Nothing on our website constitutes a guarantee that you or your business will qualify for or receive financing.

III. NO GUARANTEE OF APPROVAL OR FUNDING

Submitting an application, inquiry, prequalification request, or supporting documentation does not guarantee approval, an offer, or funding.

All financing is subject to applicable underwriting requirements, verification, approval criteria, availability, and final documentation.

Any preliminary qualification, estimate, indication, or potential financing amount communicated before final approval is informational and may be modified or withdrawn following underwriting or verification.

Final terms are contained in the applicable financing agreement or other transaction documents presented to you.

IV. INFORMATION YOU PROVIDE

You agree that information you provide to Milestone Capital Funding will be accurate, current, complete, and not intentionally misleading.

Information requested in connection with an application or inquiry may include:

  • Your name

  • Business name

  • Contact information

  • Business ownership information

  • Business formation information

  • Revenue information

  • Statements and other financial information

  • Existing business financing obligations

  • Identification information

  • Tax information

  • Credit-related information

  • Other documentation reasonably necessary to evaluate your request

You authorize Milestone Capital Funding to rely upon information and documents you submit in connection with the Services.

You agree to promptly notify us if material information provided in connection with an application changes.

V. AUTHORIZATION TO VERIFY INFORMATION

By submitting an application or requesting financing options, you authorize Milestone Capital Funding and, where applicable and permitted by law, its service providers and potential financing providers to verify information provided in connection with your application.

Verification may include confirming business ownership, identity, revenue, financial information, business information, existing financing obligations, and other information relevant to evaluating the application.

Additional authorizations may be presented separately when required for specific credit inquiries, financial account information, or other services.

VI. CREDIT AUTHORIZATION

Where you separately authorize a credit inquiry, Milestone Capital Funding and/or an applicable financing provider may obtain consumer and/or commercial credit reports and related information from credit reporting agencies or other authorized sources for purposes permitted by applicable law.

The type of credit inquiry performed, including whether an inquiry may affect a credit score, depends upon the applicable product, provider, and authorization.

Any required credit authorization may be provided separately from these Terms.

VII. THIRD-PARTY FINANCING PROVIDERS

Milestone Capital Funding may provide financing directly in certain circumstances or may facilitate, arrange, refer, or submit applications to third-party commercial financing providers.

Depending upon the transaction, these providers may include lenders, financing companies, purchasers of future receivables, factoring companies, equipment financing companies, banks, financial institutions, or other commercial financing providers.

By requesting financing options, you acknowledge that your application and relevant business information may be provided to potential financing providers where reasonably necessary to evaluate your request and where permitted by applicable law and your applicable authorizations.

Third-party providers establish their own underwriting criteria and make their own approval and pricing decisions.

Milestone Capital Funding does not control the independent underwriting decisions of third-party providers.

If you enter into an agreement with a third-party provider, the terms of that agreement govern your relationship with that provider.

VIII. FINANCING TERMS AND DISCLOSURES

Information displayed or communicated through our website concerning financing amounts, rates, terms, payments, repayment frequencies, costs, or other product characteristics may be illustrative unless specifically identified as a final offer.

Actual financing terms depend upon factors that may include:

  • Business revenue

  • Cash flow

  • Time in business

  • Industry

  • Credit profile

  • Existing obligations

  • Requested financing amount

  • Financial performance

  • Underwriting criteria

  • The applicable financing product or provider

You should carefully review all final transaction documents before accepting any financing.

IX. NO FINANCIAL, LEGAL, TAX, OR ACCOUNTING ADVICE

Information provided through the Services is for general informational and commercial-financing purposes.

Milestone Capital Funding does not provide legal, tax, investment, or accounting advice through the website.

You should consult your own attorney, accountant, tax professional, or other appropriate adviser regarding the legal, financial, accounting, or tax consequences of a financing transaction.

X. ELECTRONIC COMMUNICATIONS

By using our Services or providing your email address or other electronic contact information, you consent to receive communications from us electronically where permitted by law.

Electronic communications may include application updates, document requests, disclosures, notices, customer service communications, and other information relating to your interactions with Milestone Capital Funding.

You are responsible for maintaining accurate contact information.

XI. SMS/TEXT MESSAGE TERMS AND CONDITIONS

If you provide your mobile telephone number and consent to receive text messages from Milestone Capital Funding, you agree to receive SMS/text communications within the scope of the consent you provided.

Messages may include communications concerning:

  • Your application

  • Application status

  • Requests for documents or information

  • Customer service

  • Financing inquiries

  • Follow-up communications

  • Account-related information

  • Requested financing options

  • Other communications covered by your consent

Consent to receive SMS/text messages is not a condition of purchasing or obtaining any product or service.

Message frequency may vary.

Message and data rates may apply.

You are responsible for charges imposed by your wireless carrier.

SMS Opt-Out

You may opt out of receiving future SMS/text messages at any time by replying:

STOP

After texting STOP, you may receive a confirmation message acknowledging your opt-out request. Following processing of your request, you will no longer receive SMS messages covered by that consent unless you subsequently provide consent again.

SMS Help

For assistance, you may reply:

HELP

You may also contact Milestone Capital Funding through the contact information provided on our website.

Mobile Privacy

Mobile information will not be shared with third parties/affiliates for marketing/promotional purposes.

Any other mentions in these Terms or our Privacy Policy exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

Wireless carriers are not responsible or liable for delayed or undelivered messages.

Delivery of SMS messages is subject to effective transmission by your wireless carrier and is outside Milestone Capital Funding’s complete control.

XII. TELEPHONE COMMUNICATIONS

Where you provide applicable consent or where otherwise permitted by law, Milestone Capital Funding may contact you at telephone numbers you provide regarding your inquiry, application, account, requested services, or other authorized communications.

Any marketing communications will be made subject to applicable consent requirements and your communication preferences.

You may request that certain telephone communications cease by communicating your preference to Milestone Capital Funding.

XIII. EMAIL COMMUNICATIONS

By providing an email address, you authorize Milestone Capital Funding to send communications relating to your application, inquiry, account, requested Services, and other communications permitted by law.

Where applicable, marketing emails will contain instructions for unsubscribing.

Unsubscribing from marketing communications does not prevent Milestone Capital Funding from sending transactional, application-related, servicing, legal, security, or other non-marketing communications where permitted.

XIV. PRIVACY

Your use of our Services is also subject to the Milestone Capital Funding Privacy Policy.

The Privacy Policy explains how we collect, use, disclose, and protect information.

With respect to SMS communications:

Mobile information will not be shared with third parties/affiliates for marketing/promotional purposes.

Any other mentions in this policy exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

If you wish to be removed from receiving future communications, you can opt out by texting STOP.

XV. PROHIBITED USE OF THE WEBSITE

You agree not to use our website or Services to:

  1. Violate any applicable law or regulation.

  2. Submit false, fraudulent, misleading, or unauthorized information.

  3. Impersonate another person or business.

  4. Attempt to obtain unauthorized access to our systems or information.

  5. Introduce viruses, malicious software, or harmful code.

  6. Interfere with the operation or security of the website.

  7. Scrape, copy, reproduce, or systematically extract website content without authorization.

  8. Use automated systems to access the website in a manner that places an unreasonable burden on our infrastructure.

  9. Attempt to circumvent website security measures.

  10. Use the Services for fraudulent, unlawful, or abusive purposes.

We reserve the right to restrict or terminate access to our Services where we reasonably believe these Terms have been violated.

XVI. INTELLECTUAL PROPERTY

Unless otherwise indicated, the content of the Milestone Capital Funding website, including text, graphics, logos, designs, photographs, software, layouts, trademarks, service marks, and other materials, is owned by or licensed to Milestone Capital Funding and is protected by applicable intellectual property laws.

You may use the website for legitimate personal or business purposes relating to the Services.

You may not reproduce, distribute, modify, publicly display, commercially exploit, or create derivative works from website content without appropriate authorization.

XVII. THIRD-PARTY WEBSITES AND SERVICES

Our website may contain links to third-party websites, applications, or services.

Milestone Capital Funding does not control and is not responsible for the content, availability, security, privacy practices, representations, products, or services of independent third parties.

Your use of a third-party website or service is subject to that third party’s own terms and privacy policies.

XVIII. WEBSITE AVAILABILITY

We attempt to maintain the availability and functionality of our website and Services but do not guarantee uninterrupted or error-free access.

We may modify, suspend, restrict, or discontinue any portion of the website or Services at any time where reasonably necessary.

We are not responsible for delays, interruptions, transmission failures, internet outages, telecommunications failures, or other circumstances outside our reasonable control.

XIX. DISCLAIMER OF WARRANTIES

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE WEBSITE AND ONLINE SERVICES ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS.

MILESTONE CAPITAL FUNDING MAKES NO WARRANTY THAT THE WEBSITE WILL BE UNINTERRUPTED, ERROR-FREE, COMPLETELY SECURE, OR FREE FROM HARMFUL COMPONENTS.

Nothing in this section eliminates warranties or rights that cannot lawfully be excluded.

XX. LIMITATION OF LIABILITY

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, MILESTONE CAPITAL FUNDING AND ITS OWNERS, OFFICERS, EMPLOYEES, REPRESENTATIVES, AND SERVICE PROVIDERS WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING SOLELY FROM YOUR ACCESS TO OR USE OF THE WEBSITE.

Nothing in these Terms excludes or limits liability where such exclusion or limitation is prohibited by applicable law.

XXI. INDEMNIFICATION

To the extent permitted by applicable law, you agree to indemnify and hold harmless Milestone Capital Funding and its officers, directors, employees, representatives, and agents from claims, liabilities, damages, or expenses arising from your unlawful use of the Services, your material violation of these Terms, or information you knowingly submit without authorization.

XXII. GOVERNING LAW

These Terms shall be governed by and interpreted in accordance with the laws of the State of New York, without regard to conflict-of-law principles, except where applicable federal law or another jurisdiction’s mandatory laws require otherwise.

XXIII. SEVERABILITY

If any provision of these Terms is determined to be invalid, unlawful, or unenforceable, the remaining provisions will continue in effect to the fullest extent permitted by law.

XXIV. NO WAIVER

Failure by Milestone Capital Funding to enforce a provision of these Terms does not constitute a waiver of that provision or our right to enforce it later.

XXV. CHANGES TO THESE TERMS

Milestone Capital Funding may revise these Terms periodically to reflect changes to our Services, business practices, technology, or applicable requirements.

The revised Terms will be posted on our website with an updated “Last Updated” date.

Your continued use of the Services after revised Terms become effective constitutes acceptance of those revised Terms to the extent permitted by applicable law.

XXVI. CONTACT INFORMATION

Questions regarding these Terms and Conditions may be directed to:

Milestone Capital Funding

Website: milestonecapitalfunding.com

For additional contact information, please visit our website.

For SMS assistance, reply HELP to an applicable text message.

To opt out of SMS communications, reply STOP.

SMS TERMS SUMMARY

By providing your mobile number and providing applicable consent, you agree to receive SMS communications from Milestone Capital Funding within the scope of that consent.

Message frequency varies. Message and data rates may apply.

Consent is not a condition of obtaining any product or service.

Reply STOP to opt out.

Reply HELP for assistance.

Mobile information will not be shared with third parties/affiliates for marketing/promotional purposes.

Any other mentions in these Terms or our Privacy Policy exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.